Seolleung-ro · Gangnam-gu · Seoul
Granular Sphere Business Finance
Individual financial-planning consultations and ongoing planning support for small-business budgeting and financial management — built around the way Gangnam's founders actually run their numbers.
+82 2-554-6817 · Seolleung-ro 589, Gangnam-gu, Seoul
Budgeting help for small businesses on and around Seolleung-ro
Gangnam's small businesses rarely fail because the idea was bad. They run into trouble when the budget and the cash flow stop describing what is actually happening in the business. A café near Seolleung station, a studio above the Teheran-ro offices, a B2B supplier in Daechi — each one needs a budget built around its own sales rhythm, not a template pulled off the internet.
Granular Sphere Business Finance works with individual owners and small teams across Gangnam-gu to build that budget, keep it honest, and revisit it often enough that it stays useful when the numbers change.

A budget is not a spreadsheet you finish. It is a monthly conversation between you, your cash, and the decision you have to make next.

Small-business budgeting and financial management, in detail
Each engagement starts from your actual books, not a generic framework. We sit down with you, look at how money moves through the business month to month, and build a working budget that maps to the way you sell, buy, and pay.
- Operating budgets tied to real sales cycles, not annual guesses.
- Cash-flow planning that accounts for VAT, withholding, and supplier terms common in Korea.
- Cost behaviour review — which costs scale with revenue and which are fixed.
- Ongoing review sessions so the budget is adjusted as the business changes.
Built for owners who want to understand their own numbers
This is a good fit for small-business owners in Gangnam and the wider Seoul area who want to read their own budget with confidence — founders of cafés, studios, agencies, clinics, and small trading companies. It is also a fit for owners who already work with an accountant and want a planning layer that sits between the tax return and the day-to-day decisions.
It is not a fit if you need audit, tax filing, or bookkeeping done for you — those are separate services we do not provide. We plan; we do not file.

If your budget has not matched your bank account in months, that is the conversation to start with.